Financial Issues & Insurance
Oral Surgery procedures are frequently covered by both medical and dental insurance. Many insurance companies REQUIRE an insurance referral from either or both of your insurance companies before you can receive benefits. If a referral is not in place, you will be responsible for the full fee for services rendered. These referrals can be done electronically but many REQUIRE a paper referral that you pick up at your primary care dentist or physician’s office. It often takes 3-5 days for you to obtain the necessary referrals.
We require that you pay any deductibles or co-payment at the time of surgery. Our insurance coordinators will be happy to work with you to determine the extent of your insurance coverage amount needed on or before your surgical appointment.
ALL ACCOUNTS MUST BE PAID IN FULL WITHIN NINETY (90) DAYS from the date of service. This amount is your responsibility. We will submit your insurance claim to your Primary medical and dental insurance companies as a courtesy to you. This does not imply that your particular plan will cover your anticipated procedure, either in part or in full. If you are not sure if you are covered, please contact your insurance company. If processing of your claim has been delayed, we request your assistance in expediting the process. After 90 days, your outstanding balance is due regardless of the status of your insurance claim.
Please be sure to read your insurance booklet and forms carefully. If you are in doubt as to whether your procedure is covered, please check with your insurance agent or managed care office.
We will send you a monthly statement. Most insurance companies will respond within four to six weeks. Please call our office if your statement does not reflect your insurance payment within that time frame. Any remaining balance after your insurance has paid is your responsibility. Your prompt remittance is appreciated.
If you do not have insurance coverage or assignable insurance, payment is due in full on the day of service unless other arrangements have been made.
For your convenience, we accept American Express, Visa, MasterCard and Discover. We also accept cash or a check drawn from a local bank. There is a $25.00 fee for a returned check.
We are participating members of most local and regional insurance plans. If we are not listed in your insurance booklet, please call our office to as these lists are not always current.
Patients of participating insurance plans will be required to meet the deductible and co-payments as well as non-covered services if applicable.
For patients with other non-participating insurance plans, 50% of the estimated fee will be required on the day of service.
If you have questions regarding your account, please contact our office at (215) 345-7373. Many times, a simple telephone call will clear any misunderstandings.
We will ask you to sign a financial responsibility statement reflecting acknowledgment and understanding of this policy at your initial office visit.
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